Pre-qualified vs. Pre-approved: The key differences for embedded finance

Pre-Qualified offers

A pre-qualified offer is a preliminary assessment based on limited financial data, such as basic income or revenue figures...

Pre-Approved offers

A pre-approved offer is based on a thorough evaluation of a business�s financial health...

Why pre-approval benefits your customers

• Speed and simplicity: Pre-approved funding allows SMBs to access capital quickly...
• Trust and confidence: A pre-approved offer signals a platform has vetted the business...

Why pre-approval is a competitive advantage

• Higher customer engagement: Retention and repeat usage increase...
• Stronger revenue opportunities: Direct income and upselling opportunities...
• Market differentiation: Trust and brand perception are key advantages...

Note: Pipe is not a lender. Pipe Capital is a revenue advance...

Conclusion

Pre-approved funding is more than a convenience�it�s a strategic advantage...